Latest details of Ifsc: Utks0001995

Contact Information

Address: UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR VILL KELHAR PO PSPATAN NEAR SBI PATAN DISTPALAMU JHARKHAND 822123

Contact number:

Bank Details

IFSC Code: UTKS0001995

City: PALAMU

District: AAU

State: JHARKHAND

IFSC code can be used for RTGS, IMPS and NEFT transactions

Last six characters of IFSC Code make a Branch code.

IFSC Code

Indian Financial System Code (IFSC) is an 11-character code used for electronic payments through RTGS, NEFT, and IMPS. The code structure:

  • • First 4 characters: Bank identifier
  • • 5th character: Reserved (0)
  • • Last 6 characters: Branch code

MICR Code

MICR (Magnetic Ink Character Recognition) code is printed on cheques to facilitate automated processing. This code helps identify the bank and branch during cheque clearing processes.

These codes are essential for secure and accurate electronic fund transfers within the Indian banking system.

IFSC and MICR code sample on bank cheque