Latest details of Ifsc: Utks0001602

Contact Information

Address: UTKARSH SMALL FINANCE BANK BAIKUNTHA DEV ROAD BESIDEBISAL MEGA MATH P.O-MADHYAMGRAM KOLKATA-700130

Contact number:

Bank Details

IFSC Code: UTKS0001602

City: MADHYAMGRAM

District: KOLKATA

State: WEST BENGAL

IFSC code can be used for RTGS, IMPS and NEFT transactions

Last six characters of IFSC Code make a Branch code.

IFSC Code

Indian Financial System Code (IFSC) is an 11-character code used for electronic payments through RTGS, NEFT, and IMPS. The code structure:

  • • First 4 characters: Bank identifier
  • • 5th character: Reserved (0)
  • • Last 6 characters: Branch code

MICR Code

MICR (Magnetic Ink Character Recognition) code is printed on cheques to facilitate automated processing. This code helps identify the bank and branch during cheque clearing processes.

These codes are essential for secure and accurate electronic fund transfers within the Indian banking system.

IFSC and MICR code sample on bank cheque