Latest details of Ifsc: Ubin0831191

UNION BANK OF INDIA

Branch name : FOCAL POINT

Contact Information

Address: SCF 28& 29,FOCAL POINT JALANDHARPUNJAB

Contact number: 2600010

Bank Details

IFSC Code: UBIN0831191

City: JALANDHAR

District: JALANDHAR

State: PUNJAB

IFSC code can be used for RTGS, IMPS and NEFT transactions

Last six characters of IFSC Code make a Branch code.

IFSC Code

Indian Financial System Code (IFSC) is an 11-character code used for electronic payments through RTGS, NEFT, and IMPS. The code structure:

  • • First 4 characters: Bank identifier
  • • 5th character: Reserved (0)
  • • Last 6 characters: Branch code

MICR Code

MICR (Magnetic Ink Character Recognition) code is printed on cheques to facilitate automated processing. This code helps identify the bank and branch during cheque clearing processes.

These codes are essential for secure and accurate electronic fund transfers within the Indian banking system.

IFSC and MICR code sample on bank cheque