Latest details of Ifsc: Psib0021227
PUNJAB AND SIND BANK
Branch name : KIRI BHUMAL USB
Contact Information
Address: VILL KIRI BHUMAL PO SIDHWA GATE TEH JAGROAN LUDHIANA PB 142033
Contact number: 280234
IFSC code can be used for RTGS, IMPS and NEFT transactions
Last six characters of IFSC Code make a Branch code.
IFSC Code
Indian Financial System Code (IFSC) is an 11-character code used for electronic payments through RTGS, NEFT, and IMPS. The code structure:
- • First 4 characters: Bank identifier
- • 5th character: Reserved (0)
- • Last 6 characters: Branch code
MICR Code
MICR (Magnetic Ink Character Recognition) code is printed on cheques to facilitate automated processing. This code helps identify the bank and branch during cheque clearing processes.
These codes are essential for secure and accurate electronic fund transfers within the Indian banking system.
