Latest details of Ifsc: Ioba0003520

INDIAN OVERSEAS BANK

Branch name : JOWAI

Contact Information

Address: PO JOWAI DIST WEST JAINTIA HILLS PIN 793150 MEGHALAYA

Contact number: 2464397

Bank Details

IFSC Code: IOBA0003520

City: JOWAI

District: JAINTIA HILLS

State: MEGHALAYA

IFSC code can be used for RTGS, IMPS and NEFT transactions

Last six characters of IFSC Code make a Branch code.

IFSC Code

Indian Financial System Code (IFSC) is an 11-character code used for electronic payments through RTGS, NEFT, and IMPS. The code structure:

  • • First 4 characters: Bank identifier
  • • 5th character: Reserved (0)
  • • Last 6 characters: Branch code

MICR Code

MICR (Magnetic Ink Character Recognition) code is printed on cheques to facilitate automated processing. This code helps identify the bank and branch during cheque clearing processes.

These codes are essential for secure and accurate electronic fund transfers within the Indian banking system.

IFSC and MICR code sample on bank cheque